Homes Under $500,000 in Eureka, Utah
Eureka sits at about 6,400 feet in the Tintic Mining District, roughly an hour southwest of Provo on Highway 6. It's an old silver-mining town with under 700 residents, a working-class history, and a housing stock that skews toward early-1900s cottages, mid-century bungalows, and the occasional newer manufactured home on an acre or two. Because of that age and the town's remote location in Juab County, prices here run well below the Wasatch Front — most everything in Eureka comes in under $500K, and a fair share lands under $250K. Buyers shopping this price range are typically getting a small detached home on a generous lot, not a townhouse or condo.
The trade-offs are real and worth knowing up front. Many homes need updating, well and septic are common outside the town core, and winters at this elevation bring snow and cold that test older roofs and furnaces. On the upside, you're a short drive from Little Sahara, Mammoth, and the Tintic backcountry for ATVs, hunting, and rockhounding, and the commute to Santaquin or Payson for groceries and bigger shopping runs about 40 minutes. Tintic School District serves the area, and the pace is quiet — this is a town where neighbors still wave. If a budget-friendly Utah home with land and history sounds like the right fit, browse the active listings below to see what's currently on the market in Eureka.
April 2026 · Eureka market
Live from the Utah MLS — what's actually happening in Eureka right now.
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Common questions
About homes under $500k in Eureka.
Are there usually homes under $500K available in Eureka? ▾
Yes — in fact, most of Eureka's housing stock falls well under $500K. The town of roughly 700 people has a mix of late-1800s mining-era cottages, mid-century bungalows, and a handful of newer manufactured and stick-built homes. Inventory is thin simply because the town is small, so listings can sit for a while or move quickly depending on condition.
What kind of home does $500K actually buy in Eureka? ▾
At the top of this price band you're looking at the nicest properties in town — typically a renovated historic home on a larger lot, a newer build with a shop or outbuildings, or acreage with a modest house. Below $300K you'll see fixers, older mobile homes on land, and original mining-era cottages that need work.
Can I get financing on older Eureka homes? ▾
It depends on condition. Conventional and FHA loans require the home to meet basic habitability standards, and many of Eureka's 1890s–1920s homes have foundation, knob-and-tube wiring, or roof issues that complicate appraisals. Cash, renovation loans (FHA 203k), and USDA loans (Eureka qualifies as rural) are common workarounds.
How far is Eureka from the Wasatch Front for commuting? ▾
Eureka sits in the Tintic Mining District in Juab County, about 75 miles southwest of Salt Lake City and roughly an hour from Provo or Lehi via Highway 6. It's a real commute, especially in winter when the pass gets snow, but some buyers do it for the price-per-acre tradeoff.
Are property taxes and utilities cheap in Eureka? ▾
Juab County property taxes run lower than Utah or Salt Lake County rates, which helps the monthly math on a sub-$500K purchase. Many older homes here use propane heat and septic systems rather than natural gas and sewer, so factor propane fills and septic pumping into your annual budget.
Is Eureka a good fit for a first-time buyer? ▾
It can be, if you're comfortable with a rural lifestyle and the realities of an older home. Entry prices are among the lowest in Utah, and USDA zero-down financing is available here. The trade-offs are limited services in town, a 30-minute drive to a full grocery store in Payson or Nephi, and a small job market locally.