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Homes Under $300,000 in Summit, Utah
Summit sits in southern Utah's Iron County, a small unincorporated community tucked along I-15 between Parowan and Cedar City at roughly 6,000 feet elevation. It's high-desert country — cold, snowy winters and dry, mild summers — with red rock ridges, juniper-covered foothills, and easy access to Brian Head ski resort (about 20 minutes up the canyon) and Cedar Breaks National Monument. Under $300K in this area typically gets you older single-family homes on larger lots, manufactured homes on deeded land, fixer-uppers, or occasionally a small cabin-style build. Inventory is thin compared to Cedar City proper, so the listings that do hit the MLS in this price band move when they're priced right.
Buyers shopping this range in Summit are usually a mix: first-time buyers priced out of Cedar City's tighter market, retirees wanting acreage and quiet, second-home owners who want a base near Brian Head without paying resort prices, and investors looking at long-term rentals for SUU students or seasonal workers. Well and septic are common out here rather than municipal utilities, and lot sizes often run a half-acre or more, which changes what your dollar buys versus an in-town Cedar City home. Property taxes in Iron County stay relatively low, and the drive to Cedar City for groceries, the regional hospital, and Southern Utah University runs about 20 minutes. Browse the active listings below to see what's currently on the market under $300K in Summit.
June 2024 · Summit market
Live from the Utah MLS — what's actually happening in Summit right now.
Median sale
$318,000
1 closed in June 2024
Median DOM
17 days
listing → contract
Sale-to-list
97.9%
of final list price
Unsold inventory
—
active + pending
8 matching · page 1 of 1
Active listings
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Common questions
About homes under $300k in Summit.
What kind of homes are actually available under $300K in Summit? ▾
Most sub-$300K listings here are older site-built homes from the 1970s-1990s, manufactured homes on owned land, or smaller cabins. Expect lot sizes of a half-acre or more, well and septic systems instead of city utilities, and homes that may need cosmetic or mechanical updates at this price point.
Is Summit a good area for a Brian Head second home on a budget? ▾
Yes — Summit is about 20 minutes from Brian Head resort, and homes here run significantly less than ski-in/ski-out condos on the mountain. The trade-off is a winter drive up the canyon, but many second-home buyers find that worth the price difference, especially under $300K.
Do homes in Summit use well and septic or city water? ▾
Most properties in the Summit area are on private wells and septic systems rather than municipal water and sewer. When touring listings, ask for well logs, recent water tests, and septic inspection records — these are normal due-diligence items out here.
How does winter weather affect homes in Summit? ▾
Summit sits around 6,000 feet, so winters bring real snow and overnight lows well below freezing. Look closely at heating systems, insulation, roof condition, and whether driveways and water lines are set up for snow country. Propane is common since natural gas service is limited in parts of the area.
What's the commute from Summit to Cedar City or SUU? ▾
It's roughly 20 minutes south on I-15 to Cedar City, Southern Utah University, and Cedar City Regional Hospital. The interstate access makes Summit workable for SUU staff, students who want quieter housing, and anyone working in Cedar City who prefers acreage.
Are there financing limitations on cheaper homes in this area? ▾
Manufactured homes, fixer-uppers, and properties on well/septic can run into hurdles with conventional and FHA financing depending on condition and year built. Cash, USDA rural loans, and renovation loans like FHA 203(k) are worth discussing with a local lender before you write an offer.