Market analytics · June 2026 archive
Clearfield, Utah real estate market report.
Monthly sold prices, days on market, sale-to-list ratio, and absorption rate. Updated nightly from UtahRealEstate.com and the Washington County Board of Realtors.
Updated · Sources: UtahRealEstate.com & Washington County Board of Realtors
June 2026 · Market Analysis
Clearfield closings go nearly instant in June, but fewer buyers are pulling the trigger.
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The most striking number out of Clearfield's June 2026 market isn't the price — it's the speed. The median days on market fell to zero, meaning more than half of the homes that closed in June went under contract the same day they were listed, a sharp contrast to the 15-day median in May and the 14-day median recorded in June 2025. Yet that speed tells only part of the story: just 17 homes closed in June, down from 33 in June 2025, while active inventory climbed to 95 — the most homes available at any point in the past year. The market is moving fast on the homes that do sell, but a growing share of listings are simply sitting.
Market pulse
The six-month arc in Clearfield tells a story of two separate forces pulling in opposite directions. Days on market compressed dramatically — from 51 days in December 2025 to 39 in January and February, then 28 in March, 32 in April, 15 in May, and effectively zero in June — yet the sale-to-list ratio moved the other direction, falling from 100.08% in April to 96.83% in May and now 96.4% in June, meaning sellers are accepting roughly 3.6% below asking on the typical closed transaction. Active inventory climbed steadily from 58 homes in January to 66 in February, 72 in March and April, 78 in May, and 95 in June, while closed volume dropped from 31 in March to 27 in April, 20 in May, and 17 in June. The homes that are selling are going fast — particularly in Wilcox Farms and Yorkshire Place, where several closed with zero days on market — but the growing pool of unsold listings signals that buyers have more choices and less urgency than the speed numbers alone would suggest.
Mortgage context
The 30-year fixed rate in Clearfield's Davis County market sits at 6.625% and has held flat over the past 30 days, offering buyers some payment stability after a choppy spring. The bigger picture, though, is that rates have climbed 0.43 percentage points since February's monthly average of 6.19% — the low point of the past several months — and have stayed above 6.4% every month since March. That sustained elevation, combined with a sale-to-list ratio that has slipped to 96.4%, suggests rate-sensitive buyers are either negotiating harder or stepping back entirely.
Payment math
At $425,000 — Clearfield's June median — a buyer putting 20% down carries a monthly principal-and-interest payment of $2,177 at today's 6.625% rate, unchanged from 30 days ago when rates were also 6.625%; but compared to February's 6.19% average, that same loan would have cost $2,080 a month, meaning today's buyer pays $97 more each month than the February low.
If you're buying
With 95 active listings and only 17 closings in June, Clearfield buyers have real negotiating room — the sale-to-list ratio of 96.4% means the average closed home sold about $15,000 below its asking price on a $425,000 transaction. Focus on homes that have been listed more than two weeks, particularly in subdivisions like Fox Hollow Phase 2 or Country Village Sub where days on market ran longer; sellers there are more likely to accept concessions on price or closing costs. FHA buyers should also note the 6.25% FHA rate, which trims the monthly payment meaningfully compared to the conventional 6.625% — worth running the numbers if you're near the conforming loan limits.
If you're selling
Pricing to last spring's sale-to-list ratios — when Clearfield homes routinely closed at or above list — will leave your home sitting in a market where 10 of 17 June closings went below asking. With 95 competing listings and a monthly close rate of 17, it would take roughly 5.6 months to work through current inventory at this pace, so condition and price positioning matter more than they have in over a year. Homes near the Hill AFB commute corridor and in established neighborhoods like Caralyn Park or Autumn Ridge Estates tend to attract buyers who need to be under contract quickly; if your home fits that profile, lean into that angle in your marketing rather than competing purely on price.
Outlook
Clearfield enters July with the most available inventory in over a year and a closing pace that, if it holds, would take more than five months to clear the current supply — a meaningful shift from the sub-two-month pace that defined most of 2025. Rates holding at 6.625% remove one source of volatility, but they also keep monthly payments elevated enough that move-up buyers from Layton or Roy who might otherwise trade into Clearfield are likely staying put. Expect the sale-to-list ratio to remain in the mid-96% range through August unless inventory growth stalls; sellers who price realistically from day one will still find buyers, particularly in the under-$400,000 band where seven homes closed in June.
Watch for
At the current pace of new listings running at 39 per month against only 17 closings, active inventory could cross 130 homes by September if demand doesn't pick up — which would push the sale-to-list ratio toward the low-95% range and give buyers even more room to negotiate below asking.
"Clearfield's June paradox: the fastest closings of the year, the fewest deals — and 95 homes waiting."
Common questions about Clearfield this month
Is Clearfield a buyer's or seller's market in June 2026? ▾
The numbers lean toward buyers right now. With 95 active listings and only 17 closings in June, there's roughly 5.6 months of supply — well above the 1-2 months that defined Clearfield's seller-favoring market in 2025. The sale-to-list ratio of 96.4% confirms that most buyers are successfully negotiating below asking price.
Why did so many Clearfield homes close with zero days on market in June? ▾
A zero days-on-market reading typically means the home went under contract on the same day it was listed — often because the seller had a buyer lined up before the public listing went live, or the home was priced sharply enough to generate an immediate offer. In June, this pattern was concentrated in the under-$400,000 band and in subdivisions like Country Village Sub and Green Hills Acres B, where demand for move-in-ready, well-priced homes remains firm even as the broader market softens.
How does the 6.625% mortgage rate affect what I can afford in Clearfield? ▾
On Clearfield's $425,000 median home with 20% down, the monthly principal-and-interest payment runs $2,177 at 6.625%. That's $97 more per month than buyers were paying in February when rates averaged 6.19% — a difference that adds up to about $1,164 per year. Veterans and active-duty personnel connected to Hill AFB may find the VA rate of 6.375% meaningfully reduces that figure.
Are home prices in Clearfield going up or down compared to last year? ▾
The June 2026 median sale price of $425,000 is up from $390,000 in June 2025 — a gain of about 9% year over year. However, with only 17 closings in June versus 33 a year ago, the sample is smaller and individual high-priced sales (two homes closed above $700,000 this month at a median of $807,500) can shift the median. The trend in the $400,000–$700,000 band, where 8 homes closed at a median of $449,900, is a more stable read on the middle of the market.
What subdivisions are selling fastest in Clearfield right now? ▾
In June, Wilcox Farms and Yorkshire Place both posted short days on market — Wilcox Farms saw two closings with a median of 7 days on market at $459,900, and Yorkshire Place closed in 3 days at $428,000. Country Village Sub and Green Hills Acres B both closed with zero days on market. Fox Hollow Phase 2 took longer at 24 days but closed at $546,000, suggesting the higher price band requires more time even in a fast-moving segment.
Number of Listings
Active inventory · new listings · sold per month
Listing Prices
Active median list · new median list · sold median sale
Absorption Rate
Months of supply — active inventory ÷ monthly sold rate
Sale-to-List Ratio
Close price ÷ original list — buyer/seller leverage
Days on Market
Median days from listing to close
Price Volume
Total dollar volume — active · new · sold per month
June 2026 cohort breakdown
Distribution of what closed last month — by price band, sale-vs-list outcome, and top subdivisions.
How sales priced vs asking
19 sold homes that had a list price recorded
Days on market spread
Quartile distribution
Median 0 · 25th percentile 0 · 75th percentile 5
Needed a price change
Sold listings that had a recorded price change before close
5 of 19 sold homes had at least one price change while listed. Lower = sellers are pricing right the first time.
Sales by price band
Closed-price bucket → sold count and median days to contract
Top subdivisions this month
Ranked by closed count
- 1. Wilcox Farms 2 sold · $460K · 7d
- 2. Fox Hollow Phase 2 1 sold · $546K · 24d
- 3. Westwood Estates 1 sold · $479K · 0d
- 4. Country Village Sub 1 sold · $460K · 0d
- 5. Green Hills Acres B 1 sold · $450K · 0d
June 2026 by property type
How each housing type performed last month — 17 closings total across subtypes.
Summary Statistics
| Metric | Jun-26 | Jun-25 | % Chg | 2026 YTD | 2025 YTD | % Chg |
|---|---|---|---|---|---|---|
| Sold Count | 19 | 33 | -42.42% | 134 | 140 | -4.29% |
| Median Sale Price | $425,000 | $390,000 | +8.97% | $408,119 | $412,336 | -1.02% |
| Median DOM | — | 14 | — | 26 | 28 | -7.14% |
| Sale-to-List Ratio | 96.50% | 99.11% | -2.63% | 98.71% | 99.49% | -0.78% |
Sources: UtahRealEstate.com and the Washington County Board of Realtors, aggregated by Best Utah Real Estate. Sale-to-list ratio compares closing price to the final list price (post-reduction). Absorption rate = active inventory ÷ monthly sold rate.