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Homes Under $300,000 in Fish Lake, Utah
Fish Lake sits at roughly 8,800 feet in the high country of south-central Utah, about three and a half hours from Salt Lake and an hour east of I-70 at Richfield. It's one of the largest natural mountain lakes in the state, surrounded by the Fishlake National Forest, aspen groves of the Pando clone, and some of the best kokanee and lake trout fishing in the Mountain West. Homes under $300K in this area are almost always smaller cabins and recreational properties — think 1970s and 80s A-frames, log cabins on an acre or two in Fremont and Lyman, or modest places in the surrounding Wayne and Sevier County towns that families have used as summer base camps for decades.
At this price band, expect well and septic, propane heat, and seasonal access on some of the higher parcels — SR-25 over the lake gets serious snow, and many owners winterize and close up from late October through April. The trade-off is real value: a fishing cabin within walking distance of the Lakeside or Bowery Haven marinas, ATV access onto the Paiute and Great Western trail systems, and night skies you simply don't get on the Wasatch Front. Buyers in this range are usually weekenders from Utah County, Salt Lake, or Las Vegas looking for a recreational base rather than a primary residence. Browse the active listings below to see what's currently on the market under $300K.
April 2026 · Fish Lake market
Live from the Utah MLS — what's actually happening in Fish Lake right now.
Median sale
$1,100,000
1 closed in April 2026
Median DOM
290 days
listing → contract
Sale-to-list
73.3%
of final list price
Unsold inventory
2
active + pending
5 matching · page 1 of 1
Active listings
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Common questions
About homes under $300k in Fish Lake.
Are there actually full-time residences under $300K at Fish Lake, or just cabins? ▾
Most inventory under $300K at Fish Lake is recreational: small cabins, A-frames, park-model setups, and older seasonal structures in subdivisions like Lakeview, Mystic Hideaway, and the Forest Service lease tracts. Full-time residences are rare because much of the lake sits on national forest land with cabin leases rather than fee-simple lots. If you need a year-round home, expect to look in Loa, Lyman, or Bicknell about 15-25 miles down the canyon.
What's the difference between a deeded cabin and a Forest Service lease cabin? ▾
Deeded cabins sit on private land you own outright and can finance with most lenders. Forest Service lease cabins sit on USFS land under a permit that transfers with the structure, usually require cash purchases, and carry annual lease fees plus strict rules on improvements. Both show up in this price range, so read the listing remarks carefully before writing an offer.
Can I get a conventional loan on a Fish Lake cabin under $300K? ▾
Deeded cabins with year-round access, a permanent foundation, and standard utilities can usually be financed conventionally, though some lenders treat them as second homes and want 10-20% down. Off-grid cabins, leased-land cabins, and properties on seasonal roads typically require cash or a portfolio loan from a Utah credit union familiar with mountain properties.
Is Fish Lake accessible year-round? ▾
SR-25 is plowed to the lake in winter, but many cabin subdivision roads are not. Snow at 8,800 feet routinely runs 4-6 feet deep, so winter access for most sub-$300K cabins means snowmobile or snowshoe from a parking area. Factor that into how you plan to use the property.
What does Fish Lake actually offer buyers at this price point? ▾
Utah's largest natural mountain lake, six miles long, known for trophy lake trout and splake fishing, plus quick access to Fishlake National Forest for ATV, hunting, and snowmobile trails. The Pando aspen clone, one of the largest organisms on earth, sits right at the south end. Buyers in this range are typically Wasatch Front families wanting a weekend basecamp three hours from Salt Lake.
How many homes under $300K usually hit the market here in a year? ▾
Turnover is light. Fish Lake proper sees maybe 10-25 cabin transactions a year across all price points, and the under-$300K segment moves fastest because it's the entry point. Setting up an MLS alert is the realistic way to catch one, since well-priced cabins often go under contract within days of listing.