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No HOA Homes for Sale in Fish Lake, Utah
Fish Lake sits at roughly 8,800 feet in the Fishlake National Forest, about three and a half hours south of Salt Lake City and an hour west of Richfield. This is high country — winters bring serious snow, summer highs stay in the 70s, and the lake itself draws anglers chasing trophy lake trout and splake from ice-off through fall. Most properties around the lake are cabins, A-frames, and seasonal getaways rather than primary residences, and a good share of them sit on Forest Service lease lots or in small private inholdings near Lakeside, Bowery Haven, and the south end near Johnson Valley Reservoir. Buyers looking specifically for no-HOA cabins here are usually trying to avoid the rules and dues attached to some of the organized cabin developments and lease-lot communities nearby.
Skipping an HOA in this area means more freedom on things like RV parking, detached garages, woodstoves, ATV storage, and short-term rental use — but it also means no shared road maintenance, no central water, and no plowing in winter unless you arrange it yourself. Power and well access vary lot by lot, and some parcels rely on cisterns or hauled water. Plan on a higher-clearance vehicle from November through April, and budget for a snow-removal contract if you want winter access. Listings move quickly in late spring once Highway 25 fully clears. Browse the active listings below to see what's currently on the market around Fish Lake without HOA restrictions.
April 2026 · Fish Lake market
Live from the Utah MLS — what's actually happening in Fish Lake right now.
Median sale
$1,100,000
1 closed in April 2026
Median DOM
290 days
listing → contract
Sale-to-list
73.3%
of final list price
Unsold inventory
2
active + pending
7 matching · page 1 of 1
Active listings
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Common questions
About no hoa homes in Fish Lake.
Are most cabins around Fish Lake actually no-HOA? ▾
It's mixed. Some sit on private deeded lots with no HOA at all, others are on Forest Service lease lots with cabin-owner associations that function similarly to HOAs, and a few are in small private subdivisions with light covenants. Always confirm the lot status — deeded vs. leased — and ask for any recorded CC&Rs before writing an offer.
Can I short-term rent a no-HOA cabin at Fish Lake? ▾
Without an HOA restricting it, the main limits come from Sevier County zoning and any deed restrictions on the parcel. Forest Service lease cabins have separate rules through the permit and generally cannot be rented commercially. For deeded private lots, nightly rentals are often workable but verify with the county before counting on rental income.
What do no-HOA cabins at Fish Lake typically cost? ▾
Smaller seasonal cabins on deeded lots have historically traded in the $300K–$550K range, with larger year-round homes and lakefront-adjacent parcels running $600K to north of $1M. Pricing swings hard based on whether the lot is deeded or leased, water source, and road access in winter.
Is the area accessible year-round? ▾
Highway 25 from Highway 24 is plowed to the main lodges, but side roads into many cabin areas are not. Plenty of owners use snowmobiles or tracked UTVs to reach their place from December through April. If year-round drive-up access matters to you, ask specifically about the road maintenance setup for that parcel.
What about water, sewer, and power on no-HOA lots? ▾
Utilities are parcel-specific. Some cabins are on private wells and septic, some draw from shared community water systems, and others rely on cisterns with hauled water. Power is available in the developed pockets but not universal. Get the seller's disclosure on all three before going under contract.
How active is the Fish Lake market compared to elsewhere in Utah? ▾
Inventory is thin — often only a handful of cabins listed at any given time, and most transactions happen between May and October when buyers can actually walk the property. Setting up MLS alerts is the practical move since well-priced no-HOA cabins tend to go under contract within a few weeks of hitting the market.