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Homes Under $300,000 in Richmond, Utah
Richmond is one of Cache Valley's quieter small towns, sitting about 8 miles north of Logan on US-91 and just 20 miles south of the Idaho border. The city has roughly 2,800 residents, a tight-knit agricultural heritage, and a pace of life that draws buyers priced out of Logan proper or looking to avoid the congestion that comes with Utah State University's enrollment cycles. Homes under $300,000 in Richmond are increasingly rare — Cache Valley as a whole has seen steady appreciation since 2020 — but they do appear, typically in the form of older ranch-style homes, modest starter houses on larger lots, and the occasional manufactured home on acreage. Winter here is real: Cache Valley inversions can keep temps in the 20s for weeks at a time, and Richmond sits at roughly 4,600 feet elevation, so heating costs and insulation quality matter when you're evaluating a sub-$300K purchase.
For buyers working with a tight budget, Richmond's lower property taxes and smaller-town cost of living can help offset a mortgage more than the sticker price alone suggests. Cache County School District serves local kids, with North Cache 8-9 Center and Sky View High School nearby in Smithfield — a practical detail if you're moving a family. Commuting to Logan takes under 15 minutes, and if you work at USU, Cache Valley Hospital, or any of the Cache Valley's manufacturing employers like Gossner Foods, Richmond is a legitimate option without a brutal drive. Browse the active listings below to see what's currently on the market.
June 2026 · Richmond market
Live from the Utah MLS — what's actually happening in Richmond right now.
Median sale
$428,500
2 closed in June 2026
Median DOM
396 days
listing → contract
Sale-to-list
98.0%
of final list price
Unsold inventory
10
active + pending
9 matching · page 1 of 1
Active listings
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Common questions
About homes under $300k in Richmond.
What kind of home can I actually get under $300K in Richmond? ▾
At this price point in Richmond, the active inventory typically leans toward older single-family homes on standard town lots, smaller ramblers built in the 70s-90s, manufactured homes on owned land, and occasionally a townhome or condo if any are listed. Building lots and fixer-uppers also show up in this range. Newer construction in Cache Valley has mostly pushed past $350K, so under $300K usually means trading age or square footage for the price.
Is Richmond a cheaper alternative to Logan and Smithfield? ▾
Yes. Richmond sits about 15 miles north of Logan on US-91, and its median sale prices generally run lower than Logan, Smithfield, or Hyde Park. Buyers commuting to USU, ICON Health & Fitness, or Logan Regional Hospital often look here specifically because the same money buys more lot and a quieter setting.
How often do homes under $300K come up in Richmond? ▾
Inventory in this price band is thin and moves quickly. Richmond is a small town of roughly 2,700 people, so on any given week you might see only a handful of active listings under $300K — sometimes none. Setting up an instant MLS alert is the realistic way to catch them before they go under contract.
What should I watch out for on older Richmond homes at this price? ▾
Many sub-$300K homes here were built before 1980, so budget for inspections around the roof, furnace, electrical panel, and any galvanized or polybutylene plumbing. Some properties are on private septic and well rather than city utilities — confirm which before writing an offer, since well and septic inspections are separate line items.
Are there USDA loan options for Richmond homes? ▾
Richmond falls inside USDA Rural Development eligible boundaries, which means qualified buyers can use a USDA loan with zero down on most homes in town. That pairs well with the under-$300K price range and is a meaningful advantage over Logan, where parts of the city are no longer USDA-eligible.
What's the property tax and HOA situation? ▾
Cache County property tax rates are among the lower ones in Utah, and primary residences receive the 45% residential exemption. Most Richmond homes under $300K are detached on individual lots with no HOA, though a small number of townhome or PUD properties may carry modest dues. Always verify on the specific listing.