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Single Story Homes for Sale in Saint Charles, Utah
Saint Charles sits just over the Utah line on the north shore of Bear Lake, and the single-story market here reflects the way people actually use the area: cabins, lake retreats, and full-time homes built for owners who don't want to deal with stairs after a day on the water or a winter snowstorm. Most of the single-level inventory is a mix of older ranch-style homes on larger lots near the highway, newer rambler builds in subdivisions closer to the lake, and the occasional walk-out rambler on the hillside that catches the turquoise water view. At 5,900+ feet elevation, single-level living also makes practical sense — heating one floor is cheaper, snow loads are easier to manage, and accessibility matters when half the buyers up here are second-home owners in their 50s and 60s.
Pricing in Saint Charles tends to run lower than the Garden City or Fish Haven side of the lake, which is part of the appeal. Lot sizes are often bigger, county services are straightforward, and you're a short drive from the marinas, Minnetonka Cave, and Bear Lake State Park. Winters are real here — expect snow from November through March — so a ranch layout with an attached garage saves serious hassle. Bear Lake County is also a slower-paced alternative to Rich County across the border if you want quieter neighbors and less weekend traffic. Browse the active single-level listings below to see what's currently available.
April 2026 · Saint Charles market
Live from the Utah MLS — what's actually happening in Saint Charles right now.
Median sale
$965,300
1 closed in April 2026
Median DOM
184 days
listing → contract
Sale-to-list
98.0%
of final list price
Unsold inventory
9
active + pending
1 matching · page 1 of 1
Active listings
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Common questions
About single story homes in Saint Charles.
Are most single-story homes in Saint Charles primary residences or vacation properties? ▾
It's a mix, but vacation and second-home use is heavy given the Bear Lake location. Ranch-style cabins and ramblers are popular with retirees and weekend owners from the Wasatch Front and southeast Idaho who don't want stairs in a recreational property.
What should I know about snow and single-level homes at this elevation? ▾
Saint Charles sits around 5,900 feet and gets consistent winter snow from November into March. Single-story homes with steep-pitched roofs, heated garages, and good south-facing exposure handle the season best. Ask about roof age and snow-shedding direction when you tour.
Do single-story homes here typically have basements? ▾
Many do — a true rambler with a full or walk-out basement is one of the most common layouts in the area. If you want one-level living with no basement at all, the inventory is thinner and tends to skew toward older smaller homes or newer patio-style builds.
How does pricing compare to single-story homes in Garden City? ▾
Saint Charles generally runs lower per square foot than Garden City or Fish Haven, partly because it's farther from the main marina strip and the Idaho side has different tax treatment. Buyers willing to drive 10–15 extra minutes to the lake often get more lot and more house here.
Is water and septic typical, or are homes on city services? ▾
It varies by location. Homes inside the town proper may be on culinary water systems, while properties on larger lots outside the core often run on wells and septic. Always confirm system age, well depth, and septic inspection records during due diligence.
How active is the single-story market in Saint Charles? ▾
Inventory is small — Saint Charles is a low-population community, so at any given time there may only be a handful of single-level listings. The listings shown below update directly from the MLS, so check back often if nothing currently matches what you want.