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Homes Under $300,000 in Santa Clara, Utah
Santa Clara sits at the southwest edge of Washington County, wedged between the Virgin River and the red-rock foothills just minutes from St. George. It's one of the quieter, more residential corners of the Dixie region — established neighborhoods, mature trees along Main Street, and Snow Canyon State Park practically in the backyard. Homes under $300,000 in Santa Clara are genuinely hard to come by these days. Washington County's population has grown faster than nearly any county in the country over the past decade, and median home prices in the greater St. George metro crossed the $400,000 mark years ago. That makes sub-$300K listings here a real find — typically smaller single-family homes, townhomes, or condos that represent the entry-level tier of a market that has shifted firmly upward.
Buyers targeting this price range in Santa Clara should move with some urgency — not because of pressure, but because the math is straightforward: at current interest rates, a $280,000 purchase with 5% down lands around $1,700–$1,800/month, which is competitive with local rents. The Santa Clara–Ivins area offers 300-plus days of sunshine annually, easy access to Highway 18, and proximity to both St. George employers (Intermountain Health, Dixie State — now Utah Tech — and a growing tech and logistics sector) and world-class outdoor recreation. Inventory in this price band turns over quickly, so checking back often pays off. Browse the active listings below to see what's currently on the market.
June 2026 · Santa Clara market
Live from the Utah MLS — what's actually happening in Santa Clara right now.
Median sale
$485,000
5 closed in June 2026
Median DOM
38 days
listing → contract
Sale-to-list
96.4%
of final list price
Unsold inventory
82
active + pending
3 matching · page 1 of 1
Active listings
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Common questions
About homes under $300k in Santa Clara.
What kind of homes can I actually get under $300K in Santa Clara? ▾
At this price point, expect townhomes, condos, and manufactured homes on owned land rather than detached single-family houses. Most run 1,000-1,600 square feet with 2-3 bedrooms and an attached one- or two-car garage. Detached homes under $300K do come up occasionally, usually older builds needing updates or smaller patio homes in established subdivisions.
Are many of these listings in 55+ communities? ▾
Yes — a meaningful share of sub-$300K inventory in Santa Clara sits in age-restricted communities, particularly along the older sections near Lava Flow Drive. If you're under 55, double-check the HOA's age rules before writing an offer. Listings should disclose this, but it's worth confirming directly with the listing agent.
How competitive is this price range in Santa Clara right now? ▾
Anything well-priced under $300K moves quickly because it's the entry point for the entire St. George metro. Cash buyers from out of state and local first-time buyers compete for the same handful of listings. Having financing fully pre-approved and being ready to view within 24-48 hours of a new listing makes a real difference.
What do HOA fees typically run in this price band? ▾
Townhome and condo HOAs in Santa Clara generally fall between $150 and $300 per month, often covering exterior maintenance, landscaping, trash, and a community pool. Some include roof reserves, which matters because tile and asphalt roofs in southern Utah's UV climate don't last as long as buyers from cooler regions expect.
Will FHA or VA loans work on these properties? ▾
FHA and VA work on most single-family and manufactured homes that meet agency standards, but condo projects must be on the approved list. Several Santa Clara condo HOAs are FHA-approved and several aren't — it's the first thing to verify once you've picked a unit. Manufactured homes need to be on a permanent foundation and titled as real property.
How far is Santa Clara from St. George amenities and the airport? ▾
Downtown St. George is about 10 minutes east, the regional hospital is 12 minutes, and St. George Regional Airport is roughly 20 minutes. Costco, Walmart, and the Red Cliffs Mall are all inside 15 minutes. Las Vegas's Harry Reid International is about a 110-mile drive south on I-15 for flights Allegiant doesn't cover locally.