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Morgan, Utah

Homes Under $300,000 in Morgan, Utah

Morgan, Utah sits in the Morgan Valley along the Weber River, roughly 35 miles northeast of Salt Lake City — close enough for a realistic commute on I-84, yet far enough to feel like small-town Utah. The valley is flanked by the Wasatch and Uinta ranges, which means residents wake up to views of ridgelines that Salt Lake City buyers pay a significant premium to see. Historically, Morgan County has offered some of Weber and Davis counties' overflow buyers a lower entry point into the market, and homes under $300,000 represent the more attainable end of that spectrum. That said, inventory in this price range has tightened considerably as remote work expanded the pool of buyers willing to make the Morgan commute. You're most likely looking at older ranch-style homes, smaller single-family properties on modest lots, or the occasional fixer-upper with good bones — not new construction, which in Morgan County today typically starts well above this price point.

Buyers drawn to Morgan at this price range are often trading square footage for lifestyle: a quieter pace, nearby Morgan Valley trailheads, quick access to East Canyon Reservoir, and considerably less traffic than the Wasatch Front corridor. Morgan City's enrollment in the Morgan County School District — a small, tight-knit district that consistently draws praise from families relocating from larger districts — is another reason buyers stretch their search east on I-84. Winters here are cold and snowy, with valley temps regularly dipping into the single digits, so energy efficiency and heating costs are worth scrutinizing in any listing at this price. Browse the active listings below to see what's currently available in Morgan under $300,000.

June 2026 · Morgan market

Live from the Utah MLS — what's actually happening in Morgan right now.

Full Morgan market report
Median sale
$690,000
6 closed in June 2026
Median DOM
45 days
listing → contract
Sale-to-list
96.6%
of final list price
Unsold inventory
33
active + pending

4 matching · page 1 of 1

Active listings

Common questions

About homes under $300k in Morgan.

How many homes under $300K are typically available in Morgan at one time?

Usually just a handful, and sometimes zero. Morgan is a small market with low turnover, and the sub-$300K segment is the tightest slice of it. It's common to see one to three active listings in this range, often a mix of manufactured homes, older single-family homes, or small townhomes.

What kind of home can I realistically get in Morgan for under $300,000?

At this price point you're usually looking at a manufactured home on an owned lot, a smaller two- or three-bedroom home built before 1990 that may need updates, or a modest townhome or condo. Newer construction and homes on acreage in Morgan typically start well above $400K.

Does Morgan qualify for USDA rural loans?

Yes — most of Morgan County is currently designated as USDA-eligible, which means qualifying buyers can finance with zero down on eligible properties. That's a meaningful advantage for budget-conscious buyers, since it frees up cash for closing costs or repairs on older homes.

Is it worth considering Mountain Green or Croydon instead?

Mountain Green is closer to I-84 and the Weber County line and tends to run pricier than Morgan city, while Croydon is smaller and more rural to the east. Sub-$300K options pop up in both, but inventory is even thinner. Many buyers expand their search to all three areas to find something workable.

What should I expect for property taxes and HOA fees in this price range?

Morgan County property tax rates run roughly 0.5–0.6% of assessed value, which is on the lower side for Utah. Most single-family homes in Morgan don't carry HOA fees; townhomes and condos do, typically in the $100–$250/month range depending on what's covered.

How competitive are sub-$300K listings in Morgan?

Very. When an entry-level home hits the MLS in Morgan it often goes under contract within a week, sometimes with multiple offers. Having financing pre-approved and being ready to tour the day a listing goes live makes a real difference at this price point.