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Homes Under $300,000 in Georgetown, Utah
Georgetown sits in Rich County in Utah's high northeast corner, just south of Bear Lake and a short drive from the Idaho line. It's a small ranching and recreation community at roughly 6,000 feet elevation, where winters are long, summers are mild, and the nearest grocery run is usually into Montpelier, ID or down to Garden City near the lake. Inventory here is thin by design — the town has only a few hundred residents — so any home priced under $300K tends to be an older single-family on a generous lot, a modest cabin used as a second home, or occasionally raw land with a manufactured home already placed. Buyers shopping this price band are typically retirees looking for a quiet base near Bear Lake, remote workers chasing low cost of living, or families wanting acreage they can't afford closer to Logan or Ogden.
What you give up in amenities you get back in space and quiet. Most properties under $300K in Georgetown sit on quarter-acre to full-acre parcels, many with well and septic rather than municipal utilities, and zoning is forgiving for outbuildings, horses, and hobby ag. Drive times matter: Logan is about 70 minutes over Logan Canyon (closed occasionally in heavy winters), Salt Lake City sits roughly 2.5 hours south, and Bear Lake's beaches are 15 minutes away. Check current listings carefully for road access in winter, water source, and septic condition — those three items drive value here more than square footage. Browse the active listings below to see what's currently on the market.
December 2025 · Georgetown market
Live from the Utah MLS — what's actually happening in Georgetown right now.
Median sale
$125,000
1 closed in December 2025
Median DOM
116 days
listing → contract
Sale-to-list
83.3%
of final list price
Unsold inventory
3
active + pending
2 matching · page 1 of 1
Active listings
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Common questions
About homes under $300k in Georgetown.
What kind of homes are actually available under $300K in Georgetown? ▾
Most sub-$300K listings are older site-built homes from the 1960s-1990s on larger lots, modest cabins, or manufactured homes on owned land. Square footage typically runs 900-1,600 sq ft, and many properties include a detached shop or barn. Brand-new construction is rare at this price.
Does Georgetown have city water and sewer, or is it well and septic? ▾
It's a mix. Some properties in the town core connect to a small culinary water system, but septic is the norm and many homes outside the immediate town grid rely on private wells. Always pull the seller property disclosure and ask for recent septic and well-flow records before writing an offer.
How close is Bear Lake, and does that affect home values? ▾
Garden City and the south shore of Bear Lake are about 15 minutes north of Georgetown via US-89. Proximity to the lake props up values in Rich County overall, but Georgetown itself trades at a discount to Garden City and Laketown because it has no lake frontage and fewer rentals.
Can I get a conventional loan on properties in this price range? ▾
Usually yes for site-built homes in good condition. Manufactured homes need to be on a permanent foundation and titled as real property to qualify for most conventional and FHA financing. Cabins used seasonally and homes with deferred maintenance sometimes require a rehab loan or cash.
What are winters like, and is the road into town kept open? ▾
Expect heavy snow from November through March and overnight lows well below zero in January. Main roads through Georgetown and US-89 are plowed by UDOT and the county, but private lanes and steep driveways are the owner's responsibility. Logan Canyon (SR-89 south to Logan) can close briefly during major storms.
Are there many listings under $300K in Georgetown at any given time? ▾
No — inventory is very limited. It's common to see only a handful of active listings county-wide in this price band, and Georgetown specifically may have just one or two at a time. Setting up a saved search with instant alerts is the practical way to catch new listings before they go under contract.