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Homes Under $500,000 in Georgetown, Utah
Georgetown sits in Rich County in Utah's far northeast corner, just a few miles south of Bear Lake and the Idaho line. It's a tiny ranching community along US-30 between Montpelier and Bear Lake proper, with cattle operations, hay fields, and views of the Bear River Range running west. Under $500K in Georgetown gets you real square footage and often real acreage — something that disappeared from the Wasatch Front price sheets years ago. Buyers here are usually splitting time between a primary residence elsewhere and a Bear Lake recreation base, retirees who want quiet and space, or families tied to agriculture in the Bear Lake Valley. Winters are cold (the valley regularly drops below zero in January) and the growing season is short, so think mountain-rural rather than suburban.
At this price point in Georgetown you'll typically see older farmhouses on a half-acre to several acres, modest manufactured homes with outbuildings, and the occasional newer build on a smaller lot. Inventory is thin — Rich County turns over only a handful of homes each month — so patience matters more than it does in Logan or Ogden. Garden City and Bear Lake's south shore are 10-15 minutes north for groceries, restaurants, and marina access, and Logan is about an hour southwest over Logan Canyon (closed occasionally in winter storms). Salt Lake International is roughly 2.5 hours. Browse the active listings below to see what's currently on the market under $500K in Georgetown.
December 2025 · Georgetown market
Live from the Utah MLS — what's actually happening in Georgetown right now.
Median sale
$125,000
1 closed in December 2025
Median DOM
116 days
listing → contract
Sale-to-list
83.3%
of final list price
Unsold inventory
3
active + pending
5 matching · page 1 of 1
Active listings
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Common questions
About homes under $500k in Georgetown.
What kind of home does $500K actually buy in Georgetown? ▾
Most listings in this range are older single-family homes on larger lots, manufactured homes with shops or barns, or smaller newer cabins. Acreage is common — it's not unusual to see a half-acre to five-plus acres included at this price. Turn-key newer construction is rare; expect to budget for some updates.
Is Georgetown a good spot for a Bear Lake second home? ▾
It can be. You're 10-15 minutes from Garden City and the south shore beaches, which is close enough for boat days but well outside the summer tourist crush. Prices in Georgetown generally run lower than equivalent homes in Garden City or Laketown, so the under-$500K range goes further here than along the lakefront.
How is the winter access and road maintenance? ▾
US-30 through Georgetown is a state highway and gets plowed reliably. Logan Canyon (SR-89) to the southwest can close during heavy storms, and side roads in town are county-maintained. Winters are long and cold — plan for a well-insulated home, snow tires, and a heat source that works when the power blinks.
Are there water rights or wells to worry about at this price? ▾
Many Georgetown properties are on private wells and septic rather than municipal systems, and irrigation water rights can be attached to acreage. Always ask the listing agent for well logs, septic records, and any deeded water shares — these affect both value and what you can do with the land.
How many homes under $500K are usually active in Georgetown? ▾
Rich County is one of Utah's smallest markets by volume, and Georgetown specifically may only have a handful of active listings at any given time — sometimes zero. Setting up a saved search with instant alerts is the practical way to catch new inventory before it moves.
What's the closest town for schools, groceries, and medical care? ▾
Randolph and Laketown handle Rich County School District, and Montpelier (Idaho) is about 15 minutes north for a grocery store and basic services. Garden City has restaurants and seasonal shopping. For hospitals and specialists, most residents drive to Logan or Montpelier.