Homes Under $300,000 in Mona, Utah
Mona sits at the north end of Juab County, tucked between the Wasatch foothills and the West Hills along the I-15 corridor about 65 miles south of Salt Lake. It's a small ag community — alfalfa fields, the lavender farm at Young Living, and Mona Reservoir define the landscape more than subdivisions do. At under $300K, the housing stock here skews toward manufactured homes, older modulars, mobile homes in the small park near SR-91, and the occasional two-bedroom site-built cottage on a town lot. Buyers willing to consider a fixer or a manufactured home on its own parcel have the most realistic shot, since newer construction in Mona generally starts in the upper $300s and climbs quickly once acreage or shop space enters the picture.
The appeal at this price isn't square footage — it's the address. Mona offers a rural pace, dark skies, room for a horse or two on the right lot, and a 35-minute commute to Provo or about 90 minutes to the Salt Lake airport. Property taxes through Juab County tend to run lower than Utah County, and many parcels carry secondary irrigation shares that keep summer water bills manageable. Inventory in this price band moves quickly when a clean listing hits, so it helps to have financing lined up and a clear sense of what foundation type, well, and septic specs your lender will accept. Browse the active listings below to see what's currently available in Mona under $300K.
May 2026 · Mona market
Live from the Utah MLS — what's actually happening in Mona right now.
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Common questions
About homes under $300k in Mona.
What kind of home can I actually get in Mona under $300K? ▾
Most listings in this range are older manufactured homes on a third of an acre or more, small two-bedroom cottages in the original townsite, or occasional fixers. Stick-built homes in move-in condition usually sit above $300K in Mona, so expect to trade finish quality or square footage for lot size.
Are manufactured homes in Mona financeable? ▾
It depends on the home's age, foundation, and title status. Conventional and FHA loans generally require the home to be on a permanent foundation, titled as real property, and built after June 1976. Older single-wides often need cash or a specialty lender, so check with your loan officer before writing an offer.
Do homes in Mona use well water and septic? ▾
Many properties outside the central town grid run on private wells and septic systems, while homes inside town limits typically connect to Mona City water. Septic inspections and well flow tests are smart contingencies to include, and water shares may or may not transfer with the property — confirm in writing.
How long is the commute from Mona to Provo or Spanish Fork? ▾
Spanish Fork is about 30 to 35 minutes north on I-15, and Provo runs closer to 40 to 45 minutes depending on traffic at the point of the mountain. Nephi is only 10 minutes south for groceries and basic services.
How many homes under $300K are typically active in Mona? ▾
Mona is a small market, so inventory in this price band is thin — often just a handful of listings at any given time, and sometimes none. Setting up a saved search with instant alerts is the most reliable way to catch new listings before they go under contract.
What should I check on lot lines and zoning before buying? ▾
Many Mona parcels have agricultural zoning, irrigation ditches, or shared access easements that aren't obvious from the listing. Pull the parcel map from Juab County, ask about irrigation shares, and confirm whether the lot can support additional structures like a shop or barn if that matters to you.