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Homes Under $300,000 in Richfield, Utah
Richfield is one of the few Utah towns of any size where a sub-$300K budget still buys a real single-family home with a yard. As the seat of Sevier County and the commercial center for central Utah, it draws buyers who want small-town pricing without giving up a hospital, a Walmart, a Snow College campus, and direct I-70 access. Inventory under $300K here typically includes 1970s and 1980s brick ramblers on quarter-acre lots in established neighborhoods near Main Street and 100 North, plus some manufactured homes on owned land in the outlying areas toward Glenwood, Annabella, and Monroe.
The lifestyle pitch is straightforward: a high-desert valley at about 5,300 feet, four real seasons, summer highs in the upper 80s, and winters cold enough for snow but mild compared to Heber or Park City. Fishlake, Capitol Reef, and the Tushar Mountains are all inside an hour, and Salt Lake is a 2.5-hour drive north. Buyers in this price band are usually first-time homeowners, retirees relocating from higher-cost Utah counties, remote workers, or families tied to Sevier Valley Medical Center, the school district, or local agriculture. USDA Rural Development financing covers much of the area, which makes zero-down purchases realistic for qualifying incomes. Browse the active listings below to see what's currently on the market under $300K in Richfield, and reach out when something looks worth a closer walk-through.
June 2026 · Richfield market
Live from the Utah MLS — what's actually happening in Richfield right now.
Median sale
$200,000
3 closed in June 2026
Median DOM
6 days
listing → contract
Sale-to-list
97.9%
of final list price
Unsold inventory
38
active + pending
24 matching · page 1 of 1
Active listings
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Common questions
About homes under $300k in Richfield.
What kind of home can I actually get under $300K in Richfield? ▾
Most listings in this range are 3-bedroom ramblers and older brick homes on standard city lots, plus some manufactured homes on permanent foundations in the outlying county areas. Square footage typically lands between 1,200 and 1,800 finished, often with a partial basement. Newer construction is rare at this price — expect 1970s-1990s builds with original or partially updated kitchens.
Is Richfield cheaper than other Utah towns this size? ▾
Yes. Sevier County sits well below the Wasatch Front and Washington County on price per square foot, which is why sub-$300K inventory still exists here when it has largely vanished in places like Cedar City or Heber. The trade-off is a smaller job market — most local employment ties to Sevier Valley Medical Center, the school district, Intermountain Power-related work, and agriculture.
What property taxes and HOA fees should I budget for? ▾
Utah's primary residence property tax assessment knocks the rate down to roughly 0.5-0.6% of market value in Sevier County, so a $275K home runs about $1,400-$1,700 a year. Most Richfield neighborhoods don't have HOAs, which keeps monthly carrying costs lower than comparable Wasatch Front purchases.
Are USDA loans available in Richfield? ▾
Much of the area around Richfield qualifies as USDA Rural Development eligible, which means zero-down financing for buyers under the income caps. That's a meaningful tool at this price point — a $290K purchase with no down payment and competitive rates is realistic for qualifying households. Check the current USDA eligibility map for your specific address.
How fast do homes under $300K sell here? ▾
The sub-$300K segment moves faster than the upper end of Richfield's market because it's where most local buyers and out-of-county retirees shop. Well-priced, move-in-ready homes often go under contract in two to four weeks. Fixers and homes with deferred maintenance sit longer and leave room to negotiate.
What's nearby for work and daily life? ▾
Richfield is the commercial hub for central Utah — Walmart, Smith's, Sevier Valley Medical Center, Snow College's Richfield campus, and most county services are all here. Salt Lake City is about 2.5 hours north on I-70/I-15, and Capitol Reef, Fishlake, and Big Rock Candy Mountain are all within an hour for weekend recreation.