Homes Under $300,000 in Washington Terrace, Utah
Washington Terrace is one of the more realistic spots on the Wasatch Front to buy a single-family home under $300K. The city sits just south of Ogden off Highway 89, built mostly in the 1950s and 60s as housing for workers at the nearby Hill Air Force Base and the old Defense Depot Ogden. That history left behind a dense stock of brick ramblers, split-entries, and small post-war homes on quarter-acre lots — exactly the kind of inventory that still trades below the Weber County median. Buyers here are usually first-timers, Hill AFB families using VA loans, or investors looking for rentals with solid cash flow.
At this price, expect older homes that need cosmetic work or system updates — original windows, 100-amp panels, and 1960s kitchens are common. The trade-off is location: you're 10 minutes to downtown Ogden, 15 to Hill AFB's south gate, and about 40 minutes to Salt Lake City International when traffic cooperates. Bonneville High School and the Weber School District serve the area, and Rohmer Park and the 5600 South commercial corridor handle most day-to-day needs. Inventory under $300K moves quickly when it's priced right, so it helps to have financing lined up before you start touring. Browse the active listings below to see what's currently available in Washington Terrace at this price point.
May 2026 · Washington Terrace market
Live from the Utah MLS — what's actually happening in Washington Terrace right now.
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Active listings
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Common questions
About homes under $300k in Washington Terrace.
What kind of home does $300K actually buy in Washington Terrace? ▾
Most listings at or below $300K here are 1950s–1970s ramblers and split-entries, typically 3 bedrooms and 1–2 bathrooms between roughly 1,100 and 1,800 square feet. Many sit on a quarter-acre lot with a detached garage or carport. Updated kitchens and finished basements push closer to the top of the range, while original-condition homes show up nearer $250K.
Are condos and townhomes part of the inventory under $300K? ▾
Yes. Smaller attached units along 400 East and near Washington Boulevard occasionally list in the $200K–$280K range, often with 2 bedrooms and an HOA covering exterior maintenance. They move quickly because first-time buyers and downsizers compete for the same units.
How does Washington Terrace compare to South Ogden or Riverdale at this price point? ▾
Washington Terrace tends to be a few thousand dollars cheaper than South Ogden for similar square footage and lot size, largely because the housing stock is older and more uniform. Riverdale has more retail and newer construction, so $300K stretches further in Washington Terrace if you want a yard and a quieter street.
What are the property taxes and HOA costs like? ▾
Weber County property taxes on a $290K home run roughly $1,600–$1,900 per year depending on primary residence status. Most single-family homes have no HOA. Townhome and condo HOAs in the area generally fall between $150 and $250 per month.
Is this area realistic for FHA or VA buyers? ▾
Very much so. Hill Air Force Base is about 10 minutes south, so VA loans are common, and FHA limits in Weber County comfortably cover the under-$300K range. Older homes do sometimes need minor repairs to pass FHA or VA appraisal — peeling paint, handrails, or roof age are the usual flags.
How fast do homes under $300K sell here? ▾
Move-in ready homes priced correctly typically go under contract within 2–3 weeks, and multiple offers still happen on the cleanest listings. Homes needing cosmetic work or with deferred maintenance sit longer, often 30–60 days, which can be an opening for buyers willing to do some updating.