Homes Under $500,000 in Washington Terrace, Utah
Washington Terrace is a small Weber County city tucked between Ogden, Riverdale, and South Ogden, and it has long been one of the more affordable corners of the northern Wasatch Front. The housing stock is mostly post-WWII ramblers and brick split-entries built for Hill Air Force Base families in the 1950s and 60s, with pockets of newer infill construction off 4700 South and Adams Avenue. Under $500,000 is still the working range for most of the market here — you can find updated 3 and 4 bedroom homes with finished basements, attached garages, and quarter-acre lots that would cost considerably more in Layton or North Ogden just a few miles away.
What buyers tend to like about this price band in Washington Terrace is the combination of short commutes and real yards. Hill AFB is a 10-minute drive south on I-15, downtown Ogden and the FrontRunner station are roughly 10 minutes north, and Snowbasin is about 35 minutes east when winter hits. The city sits at around 4,500 feet, so summers are warm but not punishing and winters bring real snow without the deep inversions that settle in the Salt Lake Valley. Weber School District serves the area, with Bonneville High right in town. Inventory under $500K moves quickly here, especially anything turn-key with an updated kitchen. Browse the active listings below to see what's currently available.
May 2026 · Washington Terrace market
Live from the Utah MLS — what's actually happening in Washington Terrace right now.
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Common questions
About homes under $500k in Washington Terrace.
What kind of home does $500K buy in Washington Terrace? ▾
At this price point, most options are 3 to 4 bedroom single-family homes built between the 1950s and 1980s, often on quarter-acre lots with mature trees. Newer construction is rare inside city limits since Washington Terrace is largely built out, so expect updated mid-century ramblers, split-entries, and the occasional renovated brick rancher. Townhomes and smaller patio homes also fall under $500K when they come up.
Is Washington Terrace cheaper than neighboring Ogden or South Ogden? ▾
Generally yes — Washington Terrace tends to run a bit below South Ogden on price per square foot and is comparable to parts of central Ogden, but with quieter streets and a small-town feel. The city's compact 2.3 square miles and stable older housing stock keep entry prices accessible compared to Layton or Riverdale's newer builds.
What school district serves homes in Washington Terrace? ▾
Washington Terrace is part of the Weber School District. Most neighborhoods feed into Washington Terrace Elementary, Bonneville Junior High, and Bonneville High School. Some boundary-adjacent homes near the north end may route differently, so verify the assigned schools for any specific address before writing an offer.
How's the commute to Hill Air Force Base and downtown Ogden from here? ▾
Hill AFB is about 10 to 15 minutes south via I-15 or Highway 89, which makes Washington Terrace popular with military families and base contractors. Downtown Ogden is roughly 10 minutes north, and FrontRunner commuter rail at Ogden Station puts Salt Lake City within an hour without driving.
Are there HOA fees on most homes in this price range? ▾
Most single-family homes in Washington Terrace are not in HOAs — it's an older established city with traditional neighborhoods. The exceptions are a few townhome and condo developments where monthly dues typically run $150 to $300. Always check the listing details to confirm.
What should I watch for when touring older homes under $500K here? ▾
Many homes were built before 1980, so inspect for outdated electrical panels, original cast iron or galvanized plumbing, aging furnaces, and any signs of foundation settling on the sloped lots near the bench. Some properties also still have original single-pane windows. A thorough inspection and a sewer scope are money well spent on homes of this vintage.